There are many unique factors that can affect your auto insurance rates. The most obvious factor that affects your rate is your driving record. Individuals who have points on their license from accidents or traffic violations will have higher rates than those who do not. The more points an individual has on their license, the higher their premium will be. Where you live can also impact your auto insurance rates. Areas with high traffic or crime rates can also result in a higher premium.
Some unique factors that may affect your auto insurance include aspects such as age or marital status. Drivers below the age of 25 are more likely to have higher premiums because they are statistically more likely to be involved in an accident. Some providers offer discounts to married couples, making their insurance rates cheaper than those who are single. Reach out to an agent today to determine which factors are impacting your auto rates today!